Yesterday was good. Had some foundation restoring, emptiness filling conversations with some incredible girls I know. Beer helps.
I made it out without paying. Not sure how. A repayment apparently.
Today was not so good. I had 70 dollars left of the weeks spending money and 'treated myself'.
I spent the rest of a Starbucks gift card someone gave me. It had 40 cents. The bill came to 9.00. Oops.
Then I bought myself a snack. For 6.37. Then my daughter needed new piano books. 21.67. Then I needed gas. 10.00. Then I had to pay the nanny. 75.00.
Well. There goes the rest of my money!
So I took out the money for next week. An I will limit my spending to 180. In exchange.
ChangeMaking, LifeShaking, ObligationTaking, Reawakening all those dreams of simplicity...
Daily Accountability for My Life Choices
Thursday, January 17, 2013
Wednesday, January 16, 2013
Tuesday
Officially a money free day.
Today I have to run some errands. So not as likely to be cost less. But we will see.
Today I have to run some errands. So not as likely to be cost less. But we will see.
Monday, January 14, 2013
Expenses
So, whenever I accumulate debt, I develop a grandiose debt repayment scheme and plot it radically in infinitesimal detail on a spreadsheet.
I will like myself again in October of 2014. Almost two years and I'll be able to look myself in the face again.
I'm really not serious. I am happy to be in the planning phase. With a plan. That is legitimate. I should think. I have done this before. I tracked my net worth from -10000 to +20000 dollars in just under 2 years (I would like to point out this doesn't include retirement savings).
This is a bit more disturbing, but I should be somewhere in a year or two. If not earlier.
If I get really brave, I will post it on here. And then y'all can apply for me to be on one of those terrible reality shows to be chastised by an accountant.
Still, October 2014 and I will only have low interest debt. Hallelujah.
SPENDING
1. 3.00 for two postage items. One a gift to a very good friend. Two - a letter to my insurance company to cut me a deal on my insurance. There might even be a bit of a kick back refund.
2. 17.50 for my daughter's bus passes.
3. 20 dollars for gas.
4. 8.00 for my daughter's school project.
Overall, still within budget.
And, I started posting things to sell on the internet. Which may make me like myself earlier than October 2014.
I jest.
In part.
I haven't spent money at Starbucks since prior to the New Year. I have so kicked my 5 dollar a day habit.
I will like myself again in October of 2014. Almost two years and I'll be able to look myself in the face again.
I'm really not serious. I am happy to be in the planning phase. With a plan. That is legitimate. I should think. I have done this before. I tracked my net worth from -10000 to +20000 dollars in just under 2 years (I would like to point out this doesn't include retirement savings).
This is a bit more disturbing, but I should be somewhere in a year or two. If not earlier.
If I get really brave, I will post it on here. And then y'all can apply for me to be on one of those terrible reality shows to be chastised by an accountant.
Still, October 2014 and I will only have low interest debt. Hallelujah.
SPENDING
1. 3.00 for two postage items. One a gift to a very good friend. Two - a letter to my insurance company to cut me a deal on my insurance. There might even be a bit of a kick back refund.
2. 17.50 for my daughter's bus passes.
3. 20 dollars for gas.
4. 8.00 for my daughter's school project.
Overall, still within budget.
And, I started posting things to sell on the internet. Which may make me like myself earlier than October 2014.
I jest.
In part.
I haven't spent money at Starbucks since prior to the New Year. I have so kicked my 5 dollar a day habit.
Sunday, January 13, 2013
Wedding Gifts
Well...
Wedding gifts.
Groceries.
Otherwise I would have done okay.
Does anyone else have trouble with January/February. I need some sunshine, and a sad movie, and a happy movie, and a breath of fresh air, and some exercise induced sweating, and a whole lot of water, and a night with a good friend.
All things considered, I only spend 31 dollars on groceries today... and I finally bought a wedding gift. I had been vacillating wildly between a made on demand set vs. some beautiful stoneware. Hence, a bit late, but wedding gift has been ordered. 63 dollars plus about 30 more if the supplier will offer me a deal on shipping. If!!!
Interestingly, google spell check does not recognize vascilating, mostly because vacillating is the way to spell it.
I can barely get out of my own head these days.
Lisa
Wedding gifts.
Groceries.
Otherwise I would have done okay.
Does anyone else have trouble with January/February. I need some sunshine, and a sad movie, and a happy movie, and a breath of fresh air, and some exercise induced sweating, and a whole lot of water, and a night with a good friend.
All things considered, I only spend 31 dollars on groceries today... and I finally bought a wedding gift. I had been vacillating wildly between a made on demand set vs. some beautiful stoneware. Hence, a bit late, but wedding gift has been ordered. 63 dollars plus about 30 more if the supplier will offer me a deal on shipping. If!!!
Interestingly, google spell check does not recognize vascilating, mostly because vacillating is the way to spell it.
I can barely get out of my own head these days.
Lisa
Saturday, January 12, 2013
Food Waste Saturday Mornings.
Well... Yesterday, I didn't spend a single cent.
And my food waste this week was actually old lettuce left over from last week.
I feel a bit better about myself!
And my food waste this week was actually old lettuce left over from last week.
I feel a bit better about myself!
Thursday, January 10, 2013
Status Quo...
I am tired.
The kind of tired that is both brain and soul eating.
Such is life:
I keep forgetting to pick up my bus pass, hence I have incurred the following expenses:
Tuesday
Two bus passes - again.
That is all.
Wednesday
Hmm... oh yes, A&W 9.25
Plus a few groceries - I think it was 17 dollars worth. I can check when my VISA bill comes in.
Speaking of VISA, I just checked my balance. Someone should shoot me and cut me off.
Thursday
Tank full of gas - 46ish dollars.
McDonalds - 4.90 ish. I sincerely hope that someone starts reading this. I need to pull my shit together.
At least tomorrow I get paid.
And I am able to take out my allotted spending money.
And spend it.
Soul, where are you? Sleeping.
Thankfully, it always comes back after a good nights sleep.
The kind of tired that is both brain and soul eating.
Such is life:
I keep forgetting to pick up my bus pass, hence I have incurred the following expenses:
Tuesday
Two bus passes - again.
That is all.
Wednesday
Hmm... oh yes, A&W 9.25
Plus a few groceries - I think it was 17 dollars worth. I can check when my VISA bill comes in.
Speaking of VISA, I just checked my balance. Someone should shoot me and cut me off.
Thursday
Tank full of gas - 46ish dollars.
McDonalds - 4.90 ish. I sincerely hope that someone starts reading this. I need to pull my shit together.
At least tomorrow I get paid.
And I am able to take out my allotted spending money.
And spend it.
Soul, where are you? Sleeping.
Thankfully, it always comes back after a good nights sleep.
Monday, January 7, 2013
Groceries!
Today was good.
Sadly, I haven't claimed my 2013 bus pas yet so.... I incurred some cost. And I did spend some money. But it was groceries. And I think that should be it till the end of the week.
4 dollars x 2 for bus passes (Damn, public transit prices are out of control in this city)
31 dollars. Groceries.
Perogies (a kid staple)
Dried mango (a mom staple)
Rice crackers (kid staple)
And coffee (a mom staple)
No fast food today.
I ate an entire head of cauliflower that I roasted and melted cheese on top. That is acceptable, correct?
And no extra money spent.
Next frugal thing to look up besides gifts... Frugal weddings.
Good night all.
Sadly, I haven't claimed my 2013 bus pas yet so.... I incurred some cost. And I did spend some money. But it was groceries. And I think that should be it till the end of the week.
4 dollars x 2 for bus passes (Damn, public transit prices are out of control in this city)
31 dollars. Groceries.
Perogies (a kid staple)
Dried mango (a mom staple)
Rice crackers (kid staple)
And coffee (a mom staple)
No fast food today.
I ate an entire head of cauliflower that I roasted and melted cheese on top. That is acceptable, correct?
And no extra money spent.
Next frugal thing to look up besides gifts... Frugal weddings.
Good night all.
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